Saving for retirement is important but you also need to think about how you will protect your family financially after you die. That’s why you need life insurance. The major things to consider when choosing a life insurance policy are what type and how much coverage is right for my situation. Your investments and your insurance serve separate purposes and need to be kept separate. Term life insurance is a flexible, low cost solution that does just that.
what is debt? according to the Federal Reserve, over 40% of families in america spend more cash than they earn. It isn’t news that individuals have a love/hate connection with debt. consumer debt is at an all-time excessive according to the Federal Reserve which places the figure at approximately $2.8 trillion, and this doesn't even consist of the debt associated with mortgages!
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